With TOC Onboarding platform, potential customers will be able to use a smartphone to securely send their personal information required by any Bank's onboarding process.
A friendly and flexible 6 step process allows potential customers to self enroll through our technology embedded into the Bank´s App.
The steps consist of scanning a photo ID card and utility bills, plus a selfie picture and login using social networks. This process combines TOC's proprietary biometric model, deep learning and document authenticity verification.
All the data captured during TOC self onboarding process is securely stored within the smartphone, protecting customers privacy.
This sensitive information can only be shared if the potential customer allows it through the App using his fingerprint or other authentication method.
Banks and other institutions willing to receive all data provided by customers will only need to integrate TOC API into their platforms.
KYC with the Smartphone
TOC allows companies authenticate securely their customers using their Smartphones avoiding the use of passwords, tokens, etc.
It works without any of the costumer's sensitive data comparing the user´s live fingerprint with the one registered on the smartphone. In each transaction the system makes a direct match, 1:1, between the fingerprint and the mobile device and If it get a positive match, the transaction goes ahead.
It does not consult a database or information bank, eliminating the vulnerability to hacking and the theft of private information.
TOC Biometrics uses the costumer´s Smartphone, or the combination of the mobile device with a PC or MAC computer, through the bank´s system and TOC Cloud.
TOC PROVIDES BIOMETRIC AUTHENTICATION AND BIOMETRIC SIGNATURE
VIDEO · MONEY TRANSFERS WITH FINGERPRINT
VIDEO · OPERATING BANK´S APP WITH FINGERPRINT